Ayushman Bharat card kaise banaye?

Ayushman Bharat Card ya PMJAY card banwana ab pehle se kaafi easy ho gaya hai. Yeh Government of India ki ek bahut hi important scheme hai jo economically weaker sections ko ₹5 lakh tak ka free health cover provide karti hai har saal. Is card se aap cashless treatment kisi bhi empanelled public ya private hospital mein le sakte ho.

Agar aap bhi Ayushman Bharat Card banwana chahte hain, toh neeche diye gaye steps ko follow karein:

Eligibility Criteria Check Karein (Kaun banwa sakta hai?)

Sabse pehle yeh check karna zaroori hai ki aap is scheme ke liye eligible hain ya nahi. Ayushman Bharat Yojana (PMJAY) mainly Socio-Economic Caste Census (SECC) 2011 data par based hai. Ismein rural aur urban dono areas ke families ko cover kiya jata hai.

Rural Areas ke liye:

• Families jo ek room ke kachhe ghar mein rehte hain.
• Jin families mein 16 se 59 saal ki age ka koi adult member nahi hai.
• Jin families mein 16 se 59 saal ki age ka koi adult male member nahi hai.
• SC/ST households.
• Landless families jo mainly manual casual labour par depend karte hain.
• Families jinke paas koi able-bodied adult member nahi hai ya koi disabled member hai.
• Beggars aur alms par survive karne wale log.
• Manual scavenging karne wale families.
• Primitive aur vulnerable tribal groups.

Urban Areas ke liye:

• Street vendors, domestic workers, construction workers, rag pickers, sanitation workers, tailors, drivers, conductors, shop workers, electricians, mechanics, washer-men, chowkidars, etc.

Exclusion Criteria (Kaun nahi banwa sakta?): Kuch log is scheme ke liye eligible nahi hote, jaise:

• Jinke paas two, three, ya four-wheeler ya motorized fishing boat hai.
• Jinke paas mechanized farming equipment hai.
• Jinke paas Kisan cards hain jinki credit limit ₹50,000 se zyada hai.
• Government employees.
• Jin families ki monthly income ₹10,000 se zyada hai.
• Jinke paas refrigerators, landlines, ya decent, solidly built houses hain.
• Jinke paas 5 acres ya usse zyada agricultural land hai.

Special Note for Senior Citizens: Agar aapki age 70 saal ya usse zyada hai, toh aap income aur socio-economic background matter kiye bina bhi is scheme ke liye eligible ho sakte hain.

Ayushman Card Banane ka Process

Ayushman Card banwane ke do main tarike hain: Online aur Offline.

Online Process (Beneficiary Portal ke Through):

1. Official Portal Par Jaayein: Sabse pehle, Ayushman Bharat ke official beneficiary portal par visit karein: beneficiary.nha.gov.in

2. Login Karein:

   • Homepage par, 'Beneficiary' option select karein.
   • Apna mobile number enter karein aur 'Verify' par click karein.
   • Aapke registered mobile number par ek OTP aayega. Us OTP ko enter karein aur Captcha code fill karke 'Login' par click karein.

3. Eligibility Check Karein:

   • Login karne ke baad, 'Scheme' mein 'PMJAY' select karein.
   • Apna State aur District select karein.
   • 'Search By' option mein, aap Aadhaar Number, Ration Card Number, Family ID, ya Name se search kar sakte hain. Apni details enter karke 'Search' par click karein.

4. Card Status Check Karein aur Apply Karein:

   • Agar aapka naam list mein hai, toh aapko family members ki list aur unka Ayushman card status dikhega.
   • Agar status 'Not-Generated' hai, toh 'Apply Now' ya 'Do e-KYC' par click karein.

5. e-KYC Complete Karein:

   • Apni identity confirm karne ke liye Aadhaar OTP option select karein.
   • Apna Aadhaar number enter karein aur registered mobile number par aaye OTP ko submit karein.
   • Agar aapka mobile number Aadhaar se link nahi hai, toh Face Authentication ka option bhi available hai (iske liye aapko 'Aadhaar Face RD' app download karni padegi).
   • Required additional details jaise family members ke mobile numbers fill karein.
   • Saari details submit karne ke baad, aapka application sanction ho jayega.

6. Ayushman Card Download Karein:

   • e-KYC complete hone ke baad, agar aapka matching score high hai (80% se upar), toh aapka card turant generate ho jayega aur aap use download kar sakte hain.
   • Agar matching score kam hai, toh card physical verification ke liye ja sakta hai.
   • Download option par click karke aap apna Ayushman Card PDF format mein download kar sakte hain.

Offline Process (CSC ya Empanelled Hospital ke Through):

Agar aap online apply nahi kar pa rahe hain, toh aap offline bhi apply kar sakte hain:

1. Nearest Common Service Centre (CSC) ya Empanelled Hospital Jaayein: Apne nazdeeki Common Service Centre (CSC) ya PMJAY empanelled hospital mein jaayein. Wahan 'Ayushman Mitra' aapki help karenge.

2. Required Documents Carry Karein: Apne saath sabhi zaroori documents lekar jaayein.

3. Identification aur Verification: Ayushman Mitra aapka naam beneficiary list mein search karenge (name, location, Ration Card number, mobile number, ya RSBY URN ke through). Agar aap eligible hain, toh aapki identification ki jayegi.

4. Documents Submit Karein: Aapko apne documents submit karne honge, jinko scan karke upload kiya jayega.

5. Card Generation: Verification aur approval ke baad, aapko Ayushman Card issue kar diya jayega. Aap ise print karwa sakte hain.

Required Documents (Zaroori Dastaavez):

Ayushman Card banwane ke liye aapko kuch documents ki zaroorat padegi:

• Aadhaar Card (Identity aur biometric verification ke liye).
• Ration Card (family details ke liye, agar applicable ho).
• Mobile Number (Aadhaar se linked ho toh better hai, OTP verification ke liye).
• Caste Certificate (agar applicable ho).
• Income Certificate (agar applicable ho).
• Proof of Address.
• Family documents jaise CM letter/PM letter (agar available ho).
• Bank account details (kuch cases mein).

Fees aur Timeline: Ayushman Card banwane ke liye typically koi fees nahi lagti hai. Agar aap eligible hain aur documents sahi hain, toh card 5-10 minutes mein ban sakta hai, khaaskar online e-KYC ke baad.

Official Website: Zyada jaankari ke liye, aap Pradhan Mantri Jan Arogya Yojana (PMJAY) ki official website pmjay.gov.in par visit kar sakte hain.

💰 Disclaimer: This is for educational purposes only, not financial advice. Consult a certified financial advisor before investing.